Keep scrolling. Watch time move.
Bills on the table. Money coming in, money going out, and no clear picture.
Built for real life
For people who work hard and still feel behind.
Self-employed, side hustling, raising a family, or just tired of wondering where it all went. Ahead of Bills turns your bills, debts and income into one clear picture and a plan you can follow.
What you get
Everything in one place.
Know your debt
Every debt sorted into good and bad, the one to pay first, and the date you can be debt free.
See your path
A live graph of where your money is heading, and how much sooner you get there with a few changes.
Catch the leaks
Eating out, subscriptions and the small stuff, in plain dollars per month and per year.
Your freedom number
How much you need invested so work becomes a choice. Your number, your age, your date.
Keep clients close
Follow-up reminders, ready-to-send messages and unpaid invoices, so money does not slip away.
Weekly report
What you did better, what to fix and what to do next, in plain words.
Your money, in layers
See what you really keep.
Money in, tax set aside, bills, debt payments and leaks. Ahead of Bills puts each layer in front of you so the real number is clear.
Example numbers for illustration.
How it works
Three steps. About three minutes.
Tell us about you
Your name, age and how you earn. Everything is tuned to your goal.
Add rough numbers
Debts, what you own, and a typical month. Estimates are fine to start.
Watch it come alive
Your dashboard, graph and plan appear instantly and sharpen as you log real money.
Privacy first
Your numbers never leave your device.
There is no account to hack and no bank connection. Everything you enter is stored in your own browser. Download a backup file whenever you like, and erase it all with one tap.
Simple pricing
One payment. Yours for good.
- Full tracker: debts, assets, income, spending, clients and skills
- Your freedom number, age and date, with the live money-path graph
- Weekly report and backups you control
- No subscription, no monthly fee
- 14-day money-back promise
You receive your access code by email right after checkout. Already bought? Unlock your tracker.
Not ready yet? Get free money tips.
Practical ways to get ahead, by email. General tips only. We never receive your numbers.
Questions people ask
How much is it?
One payment of $99 CAD for lifetime access. There is no subscription and no monthly fee. You can try a free demo with example numbers first, and you have 14 days to ask for your money back.
Do you see my money details?
No. Your numbers are saved in your own browser only. They are not sent to our servers. That also means we cannot recover them, so download a backup from the My data tab.
Does it connect to my bank?
No, and that is on purpose. You type in what you want to track, so you stay in control and nothing can be pulled without you.
Is this financial advice?
No. Ahead of Bills is a tracking and education tool. Your results are estimates based on what you enter. For decisions about taxes, investing or debt, speak to a licensed professional.
Is it for the US too?
Yes. Choose Canada or the United States when you start. Numbers show in dollars either way.